Fees
| SHARES | |
| Inactive Account (18 + months with no activity) | $5.00 / quarter |
| Account Closed within 90 days of opening | $5.00 |
| Returned Check/NSF | $20.00 each item |
| Returned Statement (change of address) | $2.00 per statement |
| Statement Photocopy | $5.00 each period |
| Interim Statement Copies or Account History | $2.00 |
| Excessive Withdrawals (more than 4 per month) | $1.00 each |
| SHARE DRAFT | |
| Overdraft Dee (ATM/ACH) | $20.00 each item |
| Courtesy Pay Free | $20.00 each item |
| Returned Check (any reason) | $20.00 each item |
| Stop Payment | $10.00 |
| Copy of Paid Share Draft | $5.00 per item |
| Transfer From Savings (no call) | $5.00 |
| ATM | |
| Member Card (first order) | $5.00 |
| Replacement Card | $5.00 |
| More than 5 Transactions per Month (other than Sharenet!) | $2.00 each item |
| Negative/Overdraft Balance | $20.00 |
| ShareNet! Transactions | no fee |
| VISA DEBIT CARD | |
| Member Card | no fee |
| Additional Card | $5.00 |
| Replacement Card (first time) | $5.00 |
| Replacement Card (after first time) | $10.00 |
| ATM Transaction- more than 5 per month (other than Sharenet!) | $2.00 each item |
| ShareNet! Transaction | no fee |
| Expedited Card Delivery | $20.00 |
| VISA CREDIT CARD - CLASSIC | |
| Member Card | no fee |
| Replacement Card | $5.00 |
| Late Payment | $18.00 |
| Over the Limit | $18.00 |
| Expedited Card Delivery | $20.00 |
| Copy of Charge Slip | $10.00 |
| Return Check | $20.00 |
| VISA CREDIT CARD - PLATINUM | |
| Member Card | no fee |
| Replacement Card | $5.00 |
| Late Payment | $25.00 |
| Over the Limit | $25.00 |
| Expedited Card Delivery | $20.00 |
| Copy of Charge Slip | $10.00 |
| Return Check | $20.00 |
| BUSINESS ACCOUNTS | |
| Monthly Fee | $10.00 |
| Currency Charge per $100 in Currency | $0.15 per $100.00 |
| OTHER SERVICES | |
| Travelers Checks | no fee |
| Notary | no fee |
| Money Orders | $1.50 |
| American Express Gift Checks | $2.50 |
| Wire Transfer (outgoing) | $15.00 |
| Wire/Cable Transfer Outside USA | $30.00 |
| Closing Christmas Club Prior to Maturity | $5.00 |
| Research or Account Reconciliation (min 1 hour) | $15.00/hour |
| Legal Processing (Restraining Order/Levies/ etc) | $20.00 |
| Cashiers Checks (if payable to other than self) | $1.00 each |
| Late Payment on Consumer Loans | 2% of Loan Payment after 10 days |
| Check Cashing Fee (dependant on relationship with credit union) | $3.00 |
Your savings is federally insured to $100,000 by NCUA (National Credit Union Administration) a U.S. Government agency.
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